Pain in the groin area of a female could be due to various causes. One cause can be an inguinal hernia. Inguinal hernias are rare in women. They are only 4% as common as in men. Femoral hernias, however, are much more common in women than in men. Both can cause lumps in the groin area, along with pain and discomfort, especially when having a bowel movement, lifting, or bearing down.